What is covered by my insurance?

You are heading off for the weekend or embarking on a round-the-world adventure, you can choose the cover that matches your trip. There is no need to pay for cover you simply do not need. You may also refer to the Product Disclosure Sheet for more information.

Your Destination

International
Domestic

International Policy

What is covered by:

Select your plan coverage:

Travel Pro Travel Lite Travel Basic

Personal Accident & Medical Expenses

Pays lump sum benefit in the event of loss of life or according to the scale of benefits for permanent total disability due to an accident whilst travelling.

- Adult(18 – 64 years old)

- Senior(65 – 80 years old)

- Child(30 days to 17 years old)

- Per family limit

RM 300,000

RM 150,000

RM 900,000

RM 250,000

RM 125,000

RM 750,000

RM 100,000

RM 50,000

RM 300,000

Covers medical expenses incurred during your trip overseas, due to accidental injury or sickness. This benefit also covers dental expenses caused by an accident.

Due to accident or sickness
- Adult(18 – 64 years old)

- Senior(65 – 80 years old)

- Child(30 days to 17 years old)

- Per family limit

RM 1,000,000

RM 150,000

RM 1,000,000

RM 3,000,000

RM 300,000

RM 100,000

RM 300,000

RM 900,000

RM 100,000

RM 50,000

RM 100,000

RM 300,000

Provide follow-up treatment within 30 days upon returning to Malaysia resulting from bodily injury or sickness whilst overseas.

Due to accident or sickness
- Adult(18 – 64 years old)

- Senior(65 – 80 years old)

- Child(30 days to 17 years old)

- Per family limit

RM 100,000

RM 50,000

RM 100,000

RM 300,000

RM 50,000

RM 25,000

RM 50,000

RM 150,000

RM 10,000

RM 5,000

RM 10,000

RM 30,000

Alternative Treatment

RM 1,000

RM 500

N/A

Max coverage day

- Adult(18 – 64 years old)

- Senior(65 – 80 years old)

- Child(30 days to 17 years old)

Per family limit

30 days

350 per day

100 per day

350 per day

1,050 per day

30 days

250 per day

100 per day

250 per day

750 per day

30 days

150 per day

100 per day

150 per day

450 per day

Compassionate visit

Per family visit

RM 10,000

RM 30,000

RM 7,500

RM 22,500

Not Covered

Child Guard

Per family limit

RM 10,000

RM 30,000

RM 7,500

RM 22,500

Not Covered

Chubb Emergency Assistance

Covers for unexpected and sudden bodily injury or sickness whilst overseas, resulting in the need for you to be moved to another location or returning to Malaysia for medical treatment.

Emergency Medical Evacuation & Repatriation

unlimited

Repatriation of Mortal Remains

unlimited

24 hours worldwide medical emergency assistance
24 hours travel advise assistance

Included

Travel Inconvenience

Covers unredeemable travel and accommodation expenses paid in advance prior to travelling overseas.

Travel Cancellation

RM 50,000

RM 25,000

RM 15,000

Travel Curtailment

RM 50,000

RM 25,000

RM 15,000

- Any one article limit / Baggage damaged

- Portable computer

- Per family limit

RM 500

RM 1,000

RM 22,500

RM 500

RM 1,000

RM 15,000

N/A

N/A

N/A

Loss or Damage to Travel Documents

RM 5,000

RM 3,000

N/A

Loss of Personal Money**

RM 1,000

RM 750

Not Covered

Fraudulent Use of Lost Credit Card

RM 1,000

RM 750

N/A

Every 6 consecutive hours

Max limit (Overseas)
Per family limit

Max limit (Malaysia)
Per family limit

RM 200

RM 1,000
RM 3,000

RM 400
RM 1,200

RM 200

RM 800
RM 2,400

RM 200
RM 600

N/A

N/A
N/A

Every 6 consecutive hours

Max limit

Per family limit

RM 200

RM 3,000

RM 9,000

RM 200

RM 2,000

RM 6,000

N/A

Every 6 consecutive hours

Max limit

Per family limit

RM 200

RM 1,000

RM 3,000

RM 200

RM 600

RM 1,800

N/A

Every 6 consecutive hours

Max limit

Per family limit

RM 200

RM 1,000

RM 3,000

RM 200

RM 600

RM 1,800

N/A

Personal Liability

RM 1,000,000

RM 500,000

N/A

Lifestyle

Car Rental Excess

RM 1,000

N/A

Any one article limit

Max limit

Per family limit

RM 1,000

RM 10,000

RM 500

RM 5,000

N/A

Covid-19 Cover (these benefits are extended to cover Covid-19)

- Adult (18 – 64 years old)

- Senior (65 – 80 years old)

- Child (30 days to 17 years old)

Per family limit

RM 450,000

RM 150,000

RM 450,000

RM 1,350,000

RM 300,000

RM 100,000

RM 300,000

RM 900,000

RM 100,000

RM 50,000

RM 100,000

RM 300,000

Emergency Medical Evacuation & Repatriation

Unlimited

Repatriation of Mortal Remains

Unlimited

Max coverage day

- Adult (18 – 64 years old)

- Senior (65 – 80 years old)

- Child (30 days to 17 years old)

Per family limit

30 days

350 per day

100 per day

350 per day

1,050 per day

30 days

250 per day

100 per day

250 per day

750 per day

30 days

150 per day

100 per day

150 per day

500 per day

Travel Cancellation

RM 50,000

RM 25,000

RM 15,000

Travel Curtailment

RM 50,000

RM 25,000

RM 15,000

Optional: Add-Ons (with additional premium)

-Hole In One

-Loss of golf equipment due to Theft

-Unused golf green fees due to Bodily Injury or sickness

RM 1,000

N/A

- Excursion Tour Cancellation

- Excursion Tour Curtailment

- Cruise Re-Route

RM 50,000

RM 2,000

RM 25,000

RM 1,000

N/A

Important Notes:

*an excess of RM50 is applicable for each and every medical receipt/bill/invoice in the event medical treatment is not sought Overseas. You must seek medical treatment in Malaysia within 24 hours from the date of Your return to Malaysia and You have up to 30 days to continue the medical treatment in Malaysia.

**RM100 excess per claim on Loss of Personal Money.

The above is only a brief description of the benefits and is not exhaustive. Please refer to the Policy wording for the full details of the benefits, terms and conditions.

Domestic Policy

What is covered by:

Select your plan coverage:

Travel Pro

Pays a lump sum cash benefit in case of loss of life or permanent total disability due to an accident whilst travelling.

- Adult(18 – 64 years old)

- Senior(65 – 80 years old)

- Child(30 days to 17 years old)

Per family limit

RM 100,000

RM 50,000

RM 300,000

Death due to Snatch Theft

RM 100,000

Death due to Covid-19

RM 10,000

Covers medical expenses incurred during your trip due to accidental injury. This benefit also covers dental expenses caused by an accident.

Medical Expenses (due to accident)

Per family limit

RM 25,000

RM 75,000

Pay for each complete day you are confined in a hospital on top of medical cost incurred up to a maximum 30 days

Daily Hospital Income (maximum 30 days)

100 per day

Pay a lumpsum amount if you are required to confine in a hospital due to Covid-19.

ICU Admission due to Covid-19

RM 2,000

Covers you for unexpected and sudden sickness or injury, which results in you needing to be moved to another location for medical treatment.

Emergency Medical Evacuation & Repatriation

RM 100,000

Repatriation of Mortal Remains

RM 100,000

Covers unredeemable travel and accommodation expenses paid in advance prior to travelling.

Travel Cancellation

RM 1,000

Travel Curtailment

RM 1,000

- Any one article limit

- Bagage damaged

Max limit

Per family limit

RM 500

RM 300

RM 1,000

RM 3,000

Every 6 consecutive hours

Max limit

Per family limit

RM 150

RM 600

RM 1,800

Every 6 consecutive hours

Max limit

Per family limit

RM 150

RM 600

RM 1,800

Any one article limit

Max limit

Per family limit

RM 500

RM 1,500

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Chubb Insurance Malaysia Berhad

197001000564 (9827-A)
Head Office:
Wisma Chubb
38 Jalan Sultan Ismail
50250 Kuala Lumpur
Malaysia

Chubb Customer Service

For general enquiries and claims, call

Tol Free: 1800 88 2846
(Mon-Fri: 8.30am to 5.15pm)

Email: travel.my@chubb.com

For 24-hours emergency assistance, call
(+603) 7628 3703

Chubb Worldwide Offices

For the mailing address, telephone number and email address of any Chubb office in our global network, use our office locator.

Worldwide Office Locator

© Chubb Insurance Malaysia Berhad. Chubb Insurance Malaysia Berhad is licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia. This policy is underwritten by Chubb Insurance Malaysia Berhad. Full details of the terms, conditions and exclusions of this insurance are provided for in the Policy Coverages. Please read our Privacy Notice and the Product Disclosure Sheet.

The benefit(s) payable under eligible certificate/policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS brochure or contact Chubb Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my)

What is covered by my insurance?

Your Destination

International Policy

What is covered by:

Personal Accident & Medical Expenses

Chubb Emergency Assistance

Travel Inconvenience

Lifestyle

Covid-19 Cover (these benefits are extended to cover Covid-19)

Optional: Add-Ons (with additional premium)

Domestic Policy

What is covered by:

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