WARNING RE COVID-19
Policies purchased after [20 Mar 2020] will not provide any cover for claims directly or indirectly arising from, relating to or in any way connected with COVID-19 (or any mutation or variation thereof or any related strain). We will not therefore cover claims relating to any inability to travel, any decision not to travel or any changes to travel plans, nor any medical or health related loss or expense incurred, as a result of COVID-19. Refer to the FAQ for more details.
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What is Covered?
You are heading off for the weekend or embarking on a round-the-world adventure, you can choose the cover that matches your trip. There is no need to pay for cover you simply do not need. We provide clear facts about the benefits and options so you can decide. Here are highlights of the included Benefits.
Your destination:
- International
- Domestic
Chubb Travel Insurance – International - All amount in Indonesian Rupiah (IDR)
What is covered by:
Personal Accident Cover
Lump sum cash benefit in the event of your death or disablement due to an accident.
• Adult (18 – 70 years old)
• Adult (70 - 80 years old)
• Adult (81 - 85 years old)
• Child (up to 23 years old)
up to 23 years old
1,500,000,000
1,500,000,000
750,000,000
375,000,000
375,000,000
1,000,000,000
1,000,000,000
500,000,000
250,000,000
250,000,000
500,000,000
500,000,000
250,000,000
125,000,000
125,000,000
250,000,000
250,000,000
125,000,000
62,500,000
62,500,000
Lump sum cash benefit to support the education expenses for a maximum of 3 dependent children, in the event of your death due to an accident.
For each Child (max 3 childs)
50,000,000
25,000,000
Not Covered
Not Covered
Medical Cover
Covers medical expenses incurred during your trip overseas, due to accidental injury or sickness (including COVID-19). This benefit also covers dental expenses only when caused by an accident.
• Adult (18 – 70 years old)
• Adult (70 - 80 years old)
• Adult (81 - 85 years old)
• Child (up to 23 years old)
Sub limit max. IDR 10,000,000 for Overseas Traditional Treatment
Up to 3,000,000,000
3,000,000,000
1,500,000,000
750,000,000
3,000,000,000
Included
Up to 2,000,000,000
2,000,000,000
1,000,000,000
500,000,000
2,000,000,000
Included
Up to 1,000,000,000
1,000,000,000
500,000,000
250,000,000
1,000,000,000
Included
Up to
500,000,000
500,000,000
250,000,000
125,000,000
500,000,00
Included
Covers continuation of medical expenses incurred in Indonesia within 31 days after the end of your trip, provided medical treatment was sought overseas.
Medical Expenses
Maximum Individual Limit
Daily Hospital Income
Limit / day:
Maximum Individual Limit:
30,000,000
1,000,000 per day
Up to 10,000,000
20,000,000
500,000 per day
Up to 5,000,000
10,000,000
Not Covered
Not Covered
5,000,000
Not Covered
Not Covered
Overseas Daily Hospital Income (ICU)
Maximum Individual Limit
Overseas Daily Hospital Income (Non ICU)
Maximum Individual Limit
1,000,000 per day
Up to 20,000,000
1,000,000 per day
Up to 20,000,000
500,000 per day
Up to 10,000,000
500,000 per day
Up to 10,000,000
Not Covered
Not Covered
Not Covered
Not Covered
Travel Cover
Covers forfeited travel and accommodation expenses if your trip is cancelled at least before 30 days prior to your departure date, due to a specified cause.
Maximum Individual Limit
-
60,000,000
-
30,000,000
-
10,000,000
-
10,000,000
Covers expenses if your trip is postponed at least before 30 days prior to your departure date, due to a specified cause.
Maximum Individual Limit
60,000,000
30,000,000
10,000,000
10,000,000
Covers forfeited deposits of travel and accommodation expenses when your trip is cut short due to a specified cause.
Maximum Individual Limit
60,000,000
30,000,000
10,000,000
10,000,000
Covers cash benefit per 6 consecutive hours for the inconveniences due to hijacking of aircraft.
Sub limit.
Maximum Individual Limit
1,000,000 per 6 hours
Up to 7,000,000
700,000 per 6 hours
Up to 3,500,000
350,000 per 6 hours
Up to 1,000,000
350,000 per 6 hours
Up to 1,000,000
Covers cash benefit per 4 consecutive hours if your flight is delayed due to Specific Cause
- Strike or industrial action.
- Adverse weather conditions; or
- Mechanical breakdown/derangement of the Common Carrier.
- grounding of the Common Carrier as a result of mechanical or structural defect.
- Natural disasters
- Any event leading to airspace restrictions or airport closure.
Sub limit.
Maximum Individual Limit
1,000,000 per 4 hours
Up to 7,000,000
700,000 per 4 hours
Up to 3,500,000
350,000 per 4 hour
Up to 1,000,000
350,000 per 4 hour
Up to 1,000,000
Covers cash benefit per 4 consecutive hours if your flight is diverted.
Sub limit.
Maximum Individual Limit
1,000,000 per 4 hours
Up to 7,000,000
700,000 per 4 hours
Up to 3,500,000
Not Covered
Not Covered
Covers cash benefit per 4 consecutive hours if your flight is delayed, causing travel misconnection.
Sub limit.
Maximum Individual Limit
1,000,000 per 4 hours
Up to 7,000,000
700,000 per 4 hours
Up to 3,500,000
350,000 per 4 hours
Up to 1,000,000
Not Covered
Cash benefit per 6 consecutive hours if your baggage is delayed overseas.
Sub limit.
Maximum Individual Limit
1,000,000 per 6 hours
Up to 7,000,000
700,000 per 6 hours
Up to 3,500,000
350,000 per 6 hours
Up to 1,000,000
350,000 per 6 hours
Up to 1,000,000
Covers loss of or damage to baggage or personal effects, including laptop or golf equipment.
Sub limit for Money.
per Article (including Laptop and Golf Equipments)
Maximum Individual Limit
2,500,000
Max. 7,500,000 per item
Up to 35,000,000
2,500,000
Max. 5,000,000 per item
Up to 20,000,000
Not Covered
Max. 5,000,000 per item
Up to 10,000,000
Not Covered
Max. 5,000,000 per item
Up to 10,000,000
Loss or Damage to Travel Documents
Maximum Individual Limit
7,000,000
3,500,000
Not Covered
Not Covered
We will indemnify you if financial lost is sustained as a direct result of your credit card being stolen.
Maximum Individual Limit
20,000,000
20,000,000
Not Covered
Not Covered
Cash benefit per 4 consecutive hours if your flight is delayed when overseas due to overbook.
Sub limit.
Maximum Individual Limit
1,000,000 per 4 hours
Up to 7,000,000
700,000 per 4 hours
Up to 3,500,000
Not Covered
Not Covered
Assistance Cover
Covers the expenses of returning your children to Indonesia, if during the Period of Insurance, whilst You are on a journey, you sustain: Bodily Injury or Sickness and are Confined in a Hospital as a direct result of Bodily Injury or Sickness and there is no other adult to accompany Your Children.
40,000,000
20,000,000
Not Covered
Not Covered
- Overseas Compassionate Hospitalisation Visit
- Overseas Compassionate Death Visit
40,000,000
40,000,000
20,000,000
20,000,000
20,000,000
20,000,000
20,000,000
20,000,000
Covers expenses for emergency medical evacuation and Repatriation by Chubb Assistance.
Maximum Individual Limit
Actual cost
Actual cost
750,000,000
350,000,000
Covers expenses for the return of your mortal remains by Chubb Assistance, to Indonesia or your home country.
a. Non pre-existing condition
b. Pre-existing condition
Actual cost
2,000,000,000
Actual cost
1,500,000,000
750,000,000
750,000,000
350,000,000
100,000,000
Covers the mobile phone expenses incurred from calling Chubb Assistance for medical reasons.
Maximum Individual Limit
5,000,000
2,500,000
1,000,000
1,000,000
Special Cover
Covers your personal legal liability against a 3rd party for death or accidental injury, or accidental property damage.
2,500,000,000
1,000,000,000
500,000,000
500,000,000
Covers lost or damage for your home content while you are travelling.
60,000,000
30,000,000
Not Covered
Not Covered
Covers the excess or deductible that you are liable to pay according to the rental insurance policy, if the vehicle you rented becomes lost or damaged.
15,000,000
3,500,000
Not Covered
Not Covered
Covers all insurance benefits, except Trip Cancellation, that is directly caused by any act of terrorism, whilst you are on your journey.
Included
Included
Included
Included
- 24-hour worldwide medical emergency assistance hotline
- 24-hour travel advice hotline
Included
Included
Included
Included
If you become sick or injured while overseas, your insurance policy is automatically extended for up to 30 days.
Included
Included
Included
Included
Optional Add-On Benefit
Period of Insurance as stated in the Certificate of Insurance, maximum up to thirty-one (31) days from Effective Date
Excursion Tour Cancellation
Excursion Tour Curtailment
Cruise Re-Route
Actual cost
Actual cost
5,000,000
75,000,000
75,000,000
5,000,000
25,000,000
25,000,000
2,500,000
25,000,000
25,000,000
2,500,000
Included in the Benefit Amount under the following Benefits:
- Section 3 – Medical Expenses
- Section 5 – Daily Hospital Income
- Section 6 – Travel Cancellation
- Section 8 – Travel Curtailment
- Section 20 – Emergency Medical Evacuation and Repatriation
- Section 21 – Repatriation Of Mortal Remains
Cover for Skiing - You must select this Pack if you are going on skiing.
Ski Equipment
Maximum Individual Limit
10,000,000
10,000,000
10,000,000
10,000,000
Ski Track/Piste Closure
Limit / day.
Max. Individual Limit
1,000,000
10,000,000
1,000,000
10,000,000
1,000,000
10,000,000
1,000,000
10,000,000
Adventurous Sport - You must select this Pack if you are on Adventurous Sport.
Included in the Benefit Amount under the following Benefits:
- Section 1 – Accidental Death and Disablement
- Section 3 – Medical Expense
- Section 20 – Emergency medical evacuationand repatriation
- Section 21 – Repatriation of mortal remains
Chubb Travel Insurance – Domestic - All amount in Indonesian Rupiah (IDR)
What is covered by:
Personal Accident Cover
Lump sum cash benefit in the event of your death or disablement due to an accident.
• Adult (18 – 70 years old)
• Adult (70 - 80 years old)
• Adult (80 - 85 years old)
• Child (14 days to 17 years)
Up to 150,000,000
150,000,000
75,000,000
37,500,000
37,500,000
Up to 100,000,000
100,000,000
50,000,000
25,000,000
25,000,000
Up to 50,000,000
50,000,000
25,000,000
12,500,000
12,500,000
Medical Cover
Covers medical expenses incurred during your trip
due to an accident.
• Adult (18 – 70 years old)
• Adult (70 - 80 years old)
• Adult (80 - 85 years old)
• Child (14 days to 17 years)
due to Covid-19.
• Adult (18 – 70 years old)
• Adult (70 - 80 years old)
• Adult (80 - 85 years old)
• Child (14 days to 17 years)
due to Sickness.
• Adult (18 – 70 years old)
• Adult (70 - 80 years old)
• Adult (80 - 85 years old)
• Child (14 days to 17 years)
150,000,000
75,000,000
37,500,000
37,500,000
50,000,000
25,000,000
12,500,000
12,500,000
15,000,000
7,500,000
3,750,000
3,750,000
100,000,000
50,000,000
25,000,000
25,000,000
30,000,000
15,000,000
7,500,000
7,500,000
10,000,000
5,000,000
2,500,000
2,500,000
50,000,000
25,000,000
12,500,000
12,500,000
10,000,000
5,000,000
2,500,000
2,500,000
5,000,000
2,500,000
1,250,000
1,250,000
The amount of money that you would need to pay before a claim for the Medical Expense Due to Sickness benefit is paid by Chubb.
1,000,000
1,000,000
1,000,000
Limit/ day
Maximum Individual Limit
500,000
5,000,000
200,000
2,000,000
Not Covered
Not Covered
Travel Cover
Covers forfeited travel and accommodation expenses if your trip is cancelled at least before 30 days prior to your departure date, due to a specified cause.
Maximum Individual Limit
Maximum Individual Limit due to Covid-19
-
5,000,000
3,000,000
-
3,000,000
2,000,000
-
2,000,000
1,000,000
Covers cash benefit per 6 consecutive hours if your flight is delayed due to:
i. strike or industrial action;
ii. adverse weather conditions; or
iii. mechanical breakdown/derangement of the aircraft; or
iv. grounding of the Common Carrier as a result of mechanical or structural defect;
v. Natural Disasters;
vi. any event leading to airspace restrictions or airport closure;
500,000 per 6 hours
Up to 1,500,000
250,000 per 6 hours
Up to 1,000,000
250,000 per 6 hours
Up to 500,000
Cash benefit per 6 consecutive hours if your baggage is delayed.
250,000 per 6 hours
Up to 1,500,000
250,000 per 6 hours
Up to 1,000,000
250,000 per 6 hours
Up to 500,000
Covers loss of or damage to checked-in baggage or personal effects, including laptop or golf equipment.
Max. 1,500,000 per item
Up to 5,000,000
Max. 1,500,000 per item
Up to 3,000,000
Max. 1,500,000 per item
Up to 1,500,000
Covers cash benefit per 6 consecutive hours for the inconveniences due to hijacking of aircraft.
500,000 per 6 hours
Up to 7,500,000
500,000 per 6 hours
Up to 5,000,000
500,000 per 6 hours
Up to 5,000,000
Covers all insurance benefits, except Trip Cancellation, that is directly caused by any act of terrorism, whilst you are on your journey.
Applicable
Applicable
Applicable
Assistance Cover
Covers expenses for emergency medical evacuation and Repatriation by Chubb Assistance.
50,000,000
30,000,000
20.000.000
Covers expenses for the return of your mortal remains by Chubb Assistance, to Indonesia or your home country.
a.Non pre-existing conditions
b.Pre-existing conditions
c.Due to Covid-19
-
50,000,000
Not Covered
30,000,000
-
30,000,000
Not Covered
20,000,000
-
20.000.000
Not Covered
10,000,000
24-hour travel advice hotline
Applicable
Applicable
Applicable
Special Cover
Provides coverage for your legal responsibility to third parties in cases of death or injury stemming from an accident, as well as for any property damage caused by such an incident.
50.000.000
30.000.000
20.000.000
Important Notes:
- Specially for Single Trip insurance, no premium refund will be allowed once the policy has been issued.
- Insurance period: maximum 183 consecutive days per Journey for Single Trip insurance and maximum 90 consecutive days per each Return Journey for Annual insurance.
- If the Insured Person is covered by more than one Chubb Travel Insurance policy underwritten by PT Chubb General Insurance Indonesia for the same Journey, only the travel insurance policy with the greatest compensation will apply and benefits hereunder be payable.
- This insurance covers Journey departures from Indonesia only.
- This summary is for reference only. For coverage details, please refer to the terms and conditions of the policy. In the event of any discrepancy between the English and the Bahasa versions, the Bahasa version shall prevail
- Full details of the terms, conditions and exclusions of this insurance are provided for in the Policy Wording.
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Chubb Assistance
For 24-hour emergency assistance, call
Chubb Travel Insurance Customer Service
Hotline +62 1500 257
Monday - Friday, 08.30 - 17.30 Jakarta time (except national holidays)
E-mail travel.id@chubb.com
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Underwritten by Chubb
© Chubb. Coverages underwritten by one or more Chubb companies. Not all coverages available in all countries and territories. Chubb®, its logo, Not just coverage. Craftsmanship.SM and all its translations, and Chubb. Insured.SM are protected trademarks of Chubb. PT Chubb General Insurance Indonesia is Licensed and supervised by Otoritas Jasa Keuangan.. Please read our Terms of Use.