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Car renting for road trips has become popular among Hong Kong travelers over the years. Apart from the benefit of saving time from public transportations, driving also gives the flexibility for travelers to plan their itinerary, whilst allowing comfortable travels between tourist attractions. If you are considering going on a self-drive tour for the first time, it is advisable to take note of the following key points before setting off.
International Driving Permit and its Contracting States
If you are holding an eligible International Driving Permit issued by Hong Kong, you are validated to drive in the territory of up to 90 contracting states, which includes some popular travel destinations such as Japan, Korea, and Taiwan. However, if you fail to possess the permit or if it has expired (permit only validates for one year), you must re-apply it at the Licensing Offices of Transport Department.
(Extracted from Transport Department)
Read Rental Terms Carefully and Conduct a Vehicle Inspection
Before signing the car rental agreement, it is important to have a clear understanding of the various fees, return conditions, compensation plans for vehicle damage, etc. Upon receiving the vehicle, you should carefully inspect it for any damages. If any damage is found, immediately take photos and inform the staff to avoid penalties upon return.
Always Adhere to Local Traffic Regulations
Before setting off, it is essential to understand the local traffic regulations and road signs, such as driving on the left or right, whether turns are allowed on red lights, etc., To steer clear of being fined or penalized.
In case of unfortunate accidents, purchasing travel insurance can provide protection. For example, Chubb Travel Insurance can safeguard your self drive tour in the following situations:
1. Coverage of Deductibles payable when Hired Vehicle gets Damaged
Although rental vehicles usually come with insurance coverage, you might still need to pay excess deductible to the rental company in case of damage during the drive. In this case, Chubb Travel Insurance can compensate for the corresponding deductible expenses.
2. Medical Coverage
In case of injury in the trip, Chubb travel insurance will reimburse your medical costs. You may also dial our 24-hour helpline for help. With only one call, our local professional team will arrange the medical services most appropriate for you, and keep abreast of any situations, liaise with local hospitals, allowing you to focus on recovery. Moreover, If your situation is deemed necessary to return to Hong Kong for treatment after the local medical team's evaluation, our professional team will assist in arranging the repatriation; in addition of subsequent medical expenses incurred in Hong Kong.
The above information is for reference only. Please refer to the policy provisions for full details of terms, conditions, limits and exclusions. For more information and details about Chubb Insurance Hong Kong Limited travel protection, please click here.