The Greater Bay Area Travel Insurance Guide | Is It Necessary to Insure Your Leisure & Business Trips When Visiting China? 5 Tips to Make Your Journey More Secure!

The Greater Bay Area has recently become a popular weekend getaway for Hong Kong residents to shop, travel, and enjoy a happy weekend due to its proximity. However, people have often underestimated accidents that could happen in short day trips. Unexpected situations such as delays, loss of belongings, or even accidents can arise during your journey;  No matter how brief your trip—whether for leisure or business—never overlook the importance of travel insurance as it is an essential safeguard.

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Why Should I Purchase Travel Insurance?

Coverage in Medical Expenses:  In case of sicknesses and accidents; as a non-local, medical expenses could be expensive without the coverage of healthcare benefits sometimes. Chubb Travel Insurance offers medical coverage resulting from bodily injury or illness incurred while traveling, including post-return treatment in Hong Kong will be reimbursed, allowing you to seek medical care with peace of mind.

Accidental Coverage: In the event of trip delays and cancellations due to accidents during your trip, Chubb Travel Insurance will provide compensation for additional or non-refundable expenses (e.g., transportation fees and accommodation fees) incurred under covered reasons.

Loss of Personal Properties: Loss of luggages and thievery are common when traveling; In case of happening, Chubb Travel Insurance will compensate your lost or damaged due to theft, robbery, burglary, or accidents to reduce your financial losses.

Travel Delay Indemnity: If your trip is delayed or canceled due to flight delays, weather conditions, or similar reasons, Chubb Travel Insurance can compensate you with cash based on the duration of the delay, as well as cover additional or non-refundable trip expenses caused by the delay, helping to reduce your losses.

Emergency Assistance Service: In case of emergencies that require medical evacuation, legal assistance and other needs, Chubb travel insurance offers 24-hour global helpline and referral service.

Purchasing travel insurance provides a safety net for Hong Kong residents traveling to China. Chubb Travel Insurance ensures that unexpected events during your journey are properly managed. This not only reflects your responsibility towards yourself but also shows consideration for your family, friends, and travel companions, allowing you to enjoy your trip with greater peace of mind.

The above information is for reference only. All coverage, exclusions, terms, and conditions are subject to the policy terms. To learn more about travel coverage from Chubb Insurance Hong Kong Limited, please click here for more information.